Agra – SBI Home Loan in Agra – Documents, Contact, Eligibility

Agra SBI Home LoanAbout Agra:  Agra, the former capital of Hindustan, is a city on the banks of the river Yamuna in the northern state of Uttar Pradesh, India. It is 363 kilometres (226 mi) west of the state capital, Lucknow, and 200 kilometres (124 mi) south of the national capital New Delhi. With a population of 1,686,976 (2010 est.), it is one of the most populous cities in Uttar Pradesh and the 19th most populous in India. Agra can also refer to the administrative district that has its headquarters in Agra city.

About State Bank of India: SBI is a multinational banking and financial services company based in India. It is a state-owned corporation with its headquarters in Mumbai, Maharashtra. As at December 2012, it had assets of US$501 billion and 15,003 branches, including 157 foreign offices making it the largest banking and financial services company in India by assests.

Some of the important branches of SBI in Agra and their contact details are as given below.
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BRANCH NAME IFSC CODE MICR CODE ADDRESS CITY CONTACT
PATIYALI SBIN0011596 207002243 DIST,AGRASTATE,UTTAR,PRADESH PATIYALI AF
ADB ACHNERA SBIN0006343 283002015 DIST AGRA UTTAR PRADESH 283101 ACHNERA IP: 303654: TEL: 05613 – 265247
ADB SHAMSABAD SBIN0003987 283002999 DIST AGRA,UP 283125 AGRA 05612-253516
AGAI SBIN0009554 230002003 DIST PRATAPGARH, U P PRATAPGARH 05341-264491
AGRA CITY SBIN0000593 282002002 JEONI MANDI,AGRA CITY PIN282004 AGRA 0562-2520566, IP-306411
AGRA MAIN SBIN0000602 282002003 CHHIPI TOLA,AGRA UP 202 004 AGRA IP:306406
AKOLA SBIN0012469 283002109 AGRA KAGAROLE ROAD,AGRA,DISTT AGRA,283102,DIST AGRA 0562-2710950, 2710951
ARMY BASE WORK SHOP, AGRA SBIN0004117 282002022 509,ARMY BASE WORKSHOP,BUNDU KATRA, GWALIOR ROAD,AGRA, UTTAR PRADESH ,PIN-282001 AGRA 0562-2410979 I.P.-306556
BAH SBIN0001212 283002032 NEAR BUS STAND, DISTT. AGRA, UTTAR PRADESH 283104 AGRA 05614- 222144, 224945
BALKESHWAR COLONY, AGRA SBIN0003708 282002005 AGRA, U P, PIN 282004 AGRA 0562-2542046
BARHAN SBIN0004531 282002102 TEHSIL ETMADPUR,DISTT AGRA,UP 283201 BARHAN 0562-2755421
BATESHWAR SBIN0006724 283002104 BATESHWARAGRAAGRA AGRA 05614-234810
BHARGAIN SBIN0011635 207002249 DIST,AGRASTATE,UTTAR,PRADESH KASGANJ NA
BICHPURI SBIN0002317 282002023 BICHPURI, DISTT. AGRA, UTTAR PRADESH-283105 AGRA STD-562-2636641, 2636536, IP-306416

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Click here to see other branches of SBI in Agra

SBI Customer Care Helpline – Contact Details and Phone Numbers: Please call their 24x7 helpline through Tollfree 1800 11 2211 (BSNL, MTNL), 1800 425 3800 or Toll no. 080-26599990. It is accessible through all landlines and mobile phones in the country.

SBI Home Loan – Application Form Download: The SBI Home Loan application form is available at the following link. You can download the form and understand it in detail. https://www.onlinesbi.com/sbi/downloads/Home_Loan_Application_form_NRI.pdf

SBI Home Loan – Online Application: You can also apply for the home loan from SBI through Internet. SBI representative will contact you and get all the formalities completed. Just click on the following link for hassle free online application for SBI Home Loan. https://www.sbi.co.in/user.htm?action=sbiHomeLoan

Features / Advantage of SBI Home Loan

  • Package of exclusive benefits.
  • Low interest rates. Further, they charge interest on a daily reducing balance resulting in less effective interest rate and more savings.
  • Low processing charges.
  • Free personal accident insurance cover
  • No hidden costs or administrative charges.
  • No prepayment penalties. Reduce your interest burden and optimally utilize your surplus funds by prepaying the loan.
  • Over 13,700 branches nationwide, you can get your Home Loan account parked at a branch nearest to your present or proposed residence.
  • A disadvantage with SBI Home Loan often complained by customers is that they take more time in the sanction of housing loan.

Purpose of Loan: The loan is available for the new house / flat, renovation, construction, extension, purchase of plot, purchase of old house.

Eligibility
  • Minimum Age:18 Years
  • Maximum Age:70 Years

Loan Amount Eligibility: The loan amount eligibility is determined by EMI / NMI, a ratio of calculated EMI for the eligible loan amount and the Net Monthly Income of the applicant. The loan amount is adjusted in such a way that the EMI / NMI ratio remains limited to following values.

Net Annual IncomeEMI / NMI Ratio
< Rs. 60,000/-20%
Rs. 60,000/- to Rs. 1,20,000/-25%
Rs.1,20,000/- to Rs. 2 Lacs30%
Rs. 2 Lacs to Rs. 5 Lacs50%
Rs. 5 Lacs to Rs. 10 Lacs55%
Above Rs. 10 Lacs60%

Documentation Required:

For Salaried PersonsFor Self Employed Persons
3 Passport Size Photographs3 Passport Size Photographs
PAN Card / Voter Card / Driving License / PassportPAN Card / Voter Card / Driving License / Passport
Statement of Bank Account for last 12 months and Loan Account statement, if anyStatement of Bank Account for last 12 months and Loan Account statement, if any
Form 16 of last 2 yearsProof of Business and Business Address
Latest Salary Slip showing deductionsIncome Tax Return for last 3 years with computation chart and Profit & Loss Account and Balance Sheet
Employee ID CardProof of residence - Electricity Bill / Landline Telephone Bill / Ration Card etc.
Proof of residence - Electricity Bill / Landline Telephone Bill / Ration Card etc.Guarantor good for the loan amount with ID, Address, Income and Net worth proof with 3 photographs
Guarantor good for the loan amount with ID, Address, Income and Net worth proof with 3 photographsPapers regarding Assets and Liability Statement
Papers regarding Assets and Liability Statement
Special Documents
Agreement to Sale / Allotment Letter
Photocopy of Last 13 years. Chain of Title Deed with approved map estimate (if under construction)
KYC Paper of seller (Photo ID Card, Residence Proof)
3 Cheques
Approved Map / No Objection Certificate
Sale Deed
Assets and Liabilities (Borrower & Guarantor)

Interest Rates: The present card rate of SBI Home Loan is 9.9% for loans upto Rs. 30 Lacs and 10.10% for amount beyond that. On these rates, the calculated EMI for different loan period are as given below.

Period 5 Yrs.10 Yrs.15 Yrs.20 Yrs.25 Yrs.30 Yrs.
< Rs. 30 Lacs9.95%212313191072962906874
< Rs. 30 Lacs10.10%  1081972916885

Processing Fees: SBI Charges the following amount as processing fees, but please understand that it may vary from case to case and is often negotiable.

Loan AmountRevised Processing Fees
< Rs. 25 Lacs0.25% of Loan Amount. Min. Rs. 1,000/-
Rs. 25 Lacs to Rs. 75 LacsRs. 6,500/-
Above Rs. 75 LacsRs. 10,000/-

Please click here for interest rate comparison with other banks.

Other Products of the Bank in you city

List of other banks and financial institutions offering home loans in your city

BRANCH NAMEIFSC CODEMICR CODEADDRESSCITYCONTACT
BILRAMSBIN0011632207002124DIST,AGRASTATE,UTTAR,PRADESHKASGANJNA
CAC,AGRASBIN0010032NON-MICRCHHIPITOLA MAIN BRANCH COMPOUND,AGRA,AGRA,UTTAR PRADESH, DIST:AGRA-282002AGRA0562-225002
CCPC, AGRASBIN0011493282002103DIST AGRASTATE UTTAR PRADESHAGRATEL:9917474695
CHHATA BAZAR, AGRASBIN0003090282002006ACHAL BHAWAN,CHHATTA BAZAR DARESI NO 2 AGRA,282003AGRA011-2366673 011-2265375 IP - 306421
COLLECTORATE CAMPUS AGRASBIN0030464282005002AGRAAGRA0562-2269964
CURRENCY ADMINISTRATION BRANCH, AGRASBIN0014941NON-MICRAGRA MAIN BRANCH CAMPUS,CHHIPITOLA,AGRA PIN CODE-282001AGRA9917474581
DARVESBIN0008864281002034DARVEDISTMATHURAUPMATHURA05665-242619
ETMADPURSBIN0000696282002031ETMADPURAGRABM 9917474338
FATEHABADSBIN0001261283002011DIST AGRA, UTTAR PRADESH 283111FATEHABAD05612-252242, 252247 IP:306620
FOUNDRY NAGARSBIN0005717282002007NARAI CH HATHRAS ROAD,AGRA, UTTAR PRADESH ,282006 ,PIN - 282006AGRA0562-2241943 IP - 306431
GARI RAMI KUBERPURSBIN0005959282002030KUBERPUR,POBHAGUPUR,AGRABM 9917474356
HEERA BAGH COLONY, AGRASBIN00019312820020086,MOTI BAGH DAYAL BAGH,AGRA,AGRA,282005AGRA0562-2571224 0562-2570428 IP - 306566
HOSPITAL ROAD, AGRASBIN0030159282005002SHOP NO.6C, 7,8,9 & 10, C.R. MALL 2/66/G RAM NAGAR COLONYAGRA0562-2523320,2413500
IRADAT NAGARSBIN0015461NON-MICRPOST & VILLAGE-IRDATNAGAR PIN CODE-283112IRADAT NAGAR9917474417
JAGNERSBIN0002363283002101JAGNER,AGRAJAGNERAGRA,U,PAGRA05613-274280
KAGAROLESBIN0005960283002998DIST AGRA UTTAR PRADESH 283119AGRAI.P.PHONE-306448, PHONE-5613-214129
KAMLA NAGAR, AGRA SBIN0004100282002021E-769, KAMLA NAGAR,AGRAAGRA, UTTAR PRADESH ,PIN-282005AGRA0562-2184224,2581351 FAX 2581170 IP 306446
KENDRIYA VIDYALAYA NO 1SBIN0010629282002025AGRA, UP PIN 282001AGRA0562-2400225
KHANDASBIN0005958283002301DIST AGRA,UP 283202KHANDA0562-2752320
KHERAGARH SBIN0011595283002121DIST,AGRASTATE,UTTAR,PRADESHKHERAGARHNA
KIRAULISBIN0001137282002026DIST AGRA, UTTAR PRADESH 283122KIRAULIIP:340241 TEL: 05613-244248/ 244752
LOHA MANDISBIN000332628200200932,10, GUJAR TOPKHANA, LOHA MANDI,AGRA, U P,PIN 282002AGRA0562-2811583 0562-2512681 IP-306451
MAHAVANSBIN0011483281002102PENTH MAHAVAN,DISTT MATHURA,UP281305MAHAVAN05661-272626
MARHERASBIN0011598207002040DIST,AGRASTATE,UTTAR,PRADESHMARHERAAF
MIDHAKURSBIN0012468283002108FATEHPUR SIKARI MAIN ROAD,DISTT AGRA,283105AGRANA
NAGAR MAHAPALIKA, AGRASBIN0003707282002010AGRAAGRA, UTTAR PRADESH282002 ,PIN-282002AGRA0562 - 25226102 I.P - 306481
NANDGAONSBIN0011495281002101DIST AGRASTATE UTTAR PRADESHNANDGAONNA
NEW SHAHGANJ, AGRASBIN0004029282002020SHRI KRISHNA GAUSHALA BUILDINGAGRA, UTTAR PRADESH282010 ,PIN-282010AGRA0562-2213632 2217086 0562-2213632 (FAX) IP - 306571
OAD ZONAL OFFICE AGRASBIN0006760282002027DIST AGRASTATE UTTAR PRADESHPIN 282004 AGRA0562-2522561
PINAHATSBIN0011594283002123DIST,AGRASTATE,UTTAR,PRADESHAGRANA
PURDIL NAGARSBIN0011634204002114DIST,AGRASTATE,UTTAR,PRADESHMAHA NAYA NAGARNA
RAILWAY STATION AGRA CANTTSBIN0016122NON-MICRRAILWAY STATION AGRA CANTT, DRM OFFICE CAMPUS AGRA CANTT. PIN-282001AGRA9639015205
RAJA KI MANDISBIN0001892282002012RAJA KI MANDI,AGRA,UTTAR PRADESHAGRA0562-2854586
RAJPUR CHUNGI, AGRASBIN0016264NON-MICRHOTEL SWAGAT, 29, HARI NAGAR, RAJPUR CHUNGI, DIST.:AGRA, UTTAR PRADESH: 282001AGRA9917474449
RBO-3 AGRASBIN0015092NON-MICRADMINISTRATIVE OFFICE,SANJAY PLACE,AGRA.AGRA9917474303
RBO-4 AGRASBIN0015093NON-MICRADMNISTRATIVEVE OFFICE, SANJAY PLACE, DIST; AGRA., UTTAR PRADESH-282002AGRA9917474400
RBO-5, AGRASBIN0016302NON-MICRADMINISTRATIVE OFFICE CAMPUS,59-61/4 SANJAY PLACE, AGRA. UTTAR PRADESH - 282002AGRA9917474462
RBO-ISBIN0015090NON-MICRSBI, ADMINISTRATIVE OFFICE, SANJAY PLACE, AGRAAGRA9917474301
RCPC AGRASBIN0014831NON-MICR34/4-A SANJAY PLACE AGRA UP - 282002AGRA9639015314
RASMECCC, MATHURASBIN0010320281002039DIST MATHURASTATE UTTAR PRADESHMATHURA0565-2400044,2400077
ROHINI COURTSBIN0010323110002427DISTT COURT ROHINI MEAR ANTRIKSH APRTT SECTOR 14 ROHINI DELHI DELHI011-27555440
RUNKUTASBIN0012467282002107 NH 2 RUNKUTA,AGRA,DISTT AGRA,282007,AGRA05613-272173, 272174
S.N.M.C AGRASBIN0007892282002014AGRA, UP,PIN - 282001AGRA"0562-2260345, 0562-2360146, IP-306511
"
SADAR BAZAR AGRASBIN0002467282002015AGRA UTTAR PRADESHAGRA0562-2225003/2225553/IP-306491
SANJAY PLACE,AGRASBIN0015446NON-MICRADMINISTRATIVE OFFICE CAMPUS,59-61/4, SANJAY PLACE, AGRAAGRA9917474304
SEO KA BAZARSBIN0002480282002016AGRA AGRA,282003 282003AGRA0562-2360742 IP - 306496
SERVICE BRANCH AGRASBIN0009968282002000OLD SBI BLDG,CHHIPITOLA COMPLEX,M.G.RD,AGRAAGRA0562-2262663; IP-306391
SHAHPUR BRAHMANSBIN0007122282002991DIST AGRA,UP 282003SHAHPUR BRAHMAN05614-226367
SHASHTRI PURAM ROAD, AGRASBIN0016266NON-MICRSHOP NO. UG- 23, PUSHPANJALI COMPLEX MARKET, PASHCHIM PURI ROAD, DIST:AGRA,UTTAR PRADESH- 282007AGRA9690133300
SHOE MARKET AREA, AGRASBIN0001283282002017HINGKIMANDI,AGRA,PIN.282003AGRA0562-2369280 IP-306501
SIDHPURASBIN0011597281002331DIST,AGRASTATE,UTTAR,PRADESHSIDHPURAAF
SMECCC, AGRASBIN0015577NON-MICRMAIN BRANCH COMPOUND, CHIPITOLA, AGRA 282001AGRA9917474304
SONKHSBIN0011593281002300VILL SONKH,DISTT MATHURA,PIN 281331SONKHBM:9917474642
SSI NUNHAISBIN0001126282002011IND ESTATE NUNHAI,AGRA DT AGRA, UP PIN 282006AGRA0562-2280754 IP 306436
TAJ GANJSBIN0004537282002018FATEHABAD ROAD,AGRA, UTTAR PRADESH ,PIN - 282001AGRA0562-2330449 IP-306516
TARABGANJSBIN0011232271002095VILLRETA DAL SINGH,TARABGANJDHODHEYPUR,GONDA,UP PIN 271403GONDA9450828545
TEHSIL ROAD JALALABADSBIN0004003242002010TEHSIL ROAD,JALALABAD, DISTT SHAHJAHANPUR, U P 242221SHAHJAHANPUR05843-255353
TEKWARSBIN0009565273002044DIST GORAKHPUR, U P GORAKHPUR05521-238076, 238301, 238376
THANA SHANKERDWARISBIN0007121283002401DIST AGRA,UP 283125THANA SHANKERDWARITEL:05612-293616, 293638
TRANSPORT NAGAR, AGRASBIN0005556282002019PLOT NO. 139-140,SECTOR-3,AGRA, UTTAR PRADESH ,282002 ,PIN - 282002AGRA0562-2601360 0562-2601509 IP - 306521
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Lots of approximations and assumptions have been made while developing the calculators.

Please make your own calculations before making any financial decision.